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Credit Repair & Financial Readiness

Rebuild your credit with full transparency — you see every dispute letter before it’s sent — plus credit-card and loan readiness coaching. Education and referrals only: no upfront fee to obtain credit, and no guarantees.

Services in detail

How we help your credit

3-Bureau Report Review

Line-by-line review of Equifax, Experian, and TransUnion.

Dispute Letters

Personalized, consumer-law-backed letters — you approve each one first.

Cease & Desist / Validation

Debt-validation and cease-and-desist letters, included.

Score Simulator & Monitoring

See projected impact and track your score.

Financial Training

A credit-building curriculum to keep your score climbing.

Card & Loan Readiness

Coaching and referrals to get you ready to qualify.

Transparent pricing

Plans you can cancel anytime

Credit Repair & Financial Training
PlanPriceWhat’s included
Starter$49 / month3-bureau pull, 5 disputes/round, portal, monthly update
Standard$79 / monthUnlimited disputes, cease & desist, validation, coach 3×/mo
Premium$119 / monthDedicated coach, score simulator, goodwill letters, training
Pay-Per-Round$199 one-timeOne dispute round across all 3 bureaus, no commitment
Financial Training only$49 one-time6-module credit-building curriculum + action plan
Quote / no upfront fee

Credit card & loan readiness

Coaching to get you qualify-ready, plus referrals to lenders and card issuers — paid by the provider, never an upfront fee to obtain credit, and never a guarantee of approval. Loan-application document preparation is quoted individually.

Tax & bookkeeping and insurance services are coming soon as licensing is completed.

Important & required (CROA): Under the Credit Repair Organizations Act, 247 Legal Docs LLC provides a written contract before any credit-repair service begins, gives you a 3-day right to cancel, and does not charge for pay-per-round work before it is performed. We are not a law firm and do not provide legal, tax, or specific financial advice. We cannot and do not guarantee particular score increases or credit approvals.

Get started

Start your credit or readiness plan

By submitting, you agree to be contacted about your request. We are not a law firm and do not provide legal advice. Your information is kept private.